Lionel Messi might be a Billionaire? Reports Say Yes, But the Full Picture Is More Complex

Lionel Messi is once again at the center of financial headlines, with recent reports suggesting the Argentine superstar has officially reached billionaire status. Bloomberg recently estimated that Messi’s total wealth has crossed the $1 billion threshold, placing him among a rare group of athletes to achieve that milestone.

However, while the headline figure is attention-grabbing, the reality behind Messi’s net worth is more layered. A deeper look at his career earnings, endorsements, and long-term investments shows that the billionaire label depends heavily on how those assets are valued.

Career Earnings Built on Salary and Endorsements

The foundation of Messi’s wealth is straightforward. Over more than two decades at the top of professional football, he has earned hundreds of millions through club contracts and performance bonuses.

Estimates suggest Messi has generated over $750 million in on-field salary alone. Alongside that, his endorsement deals, particularly with global brands like Adidas, have contributed an additional $500 million or more over the years.

Combined, this brings his total career earnings to roughly $1.25 billion before taxes and expenses. However, after accounting for taxes, lifestyle costs, and financial management, that figure is generally reduced to somewhere between $600 million and $700 million in retained wealth.

Endorsement deals with global brands have contributed hundreds of millions to Messi’s earnings.

The Inter Miami Deal Changed the Equation

A major turning point in Messi’s financial trajectory came in 2023, when he chose to join Inter Miami CF instead of accepting a reportedly massive offer from Saudi Arabia.

While his base salary in Major League Soccer is significantly lower than what was offered elsewhere, the structure of his deal includes unique revenue-sharing agreements. One of the most notable aspects is his partnership tied to Apple’s MLS Season Pass, which reportedly boosted subscription numbers globally after his arrival.

In addition, Messi’s contract includes an option to acquire an ownership stake in Inter Miami. While the exact percentage has not been confirmed, some estimates suggest it could be around 10 percent in the future. If realized, that stake could be worth over $100 million based on the club’s rising valuation.

Real Estate and Long-Term Investments

Beyond football, Messi has built a substantial portfolio of assets through his family office. One of the most significant components is his real estate investment trust, which consolidates various commercial properties across Europe.

These include luxury hotels under the MiM brand, office spaces, and residential properties in major cities. The real estate group was taken public in Spain with a valuation exceeding $200 million, highlighting its scale.

However, it’s important to note that this valuation represents total asset value, not liquid cash. Real estate holdings often come with operational costs, debt, and long-term financial commitments, meaning the actual net value attributed to Messi may be lower.

Expanding Into Business and Ownership

Messi has also diversified into several business ventures aimed at building long-term wealth beyond his playing career. These include launching a sports drink brand, investing in restaurant chains, and acquiring stakes in smaller football clubs.

He has ownership interests in teams in Spain and Uruguay, further expanding his presence in the sports industry. While these investments are not as large as his football earnings, they contribute to his financial profile and future growth potential.