Debt Collector Drops $16,759 Credit Card Suit Against Kim Zolciak, With Option to Refile

Portfolio Recovery Associates, LLC dismissed its lawsuit against Kim Zolciak on October 30 over an unpaid credit card balance of $16,759.51. The dismissal was without prejudice, meaning the debt collector is free to refile the case.

Court documents were obtained by Us Weekly on November 11. The company, described as one of the largest debt collection firms in the United States, filed the suit on July 13. It said the debt came from a card issued by Barclays Bank Delaware, which the company later bought. The card was reportedly opened with Barclays in 2024.

The filing alleged that Zolciak failed to make payments on the account and defaulted. The principal amount claimed was $16,759.51. The dismissal papers do not change that claim, but they end the case in its current form.

One of two suits

The dismissal is a limited reprieve for the former Real Housewives of Atlanta cast member, who is 48. In September, she was reported to face two debt suits totaling nearly $150,000. The second, which claimed almost $75,000, has not been reported as resolved.

At that time, a process server was said to have tried repeatedly to reach her, and she had not responded. Zolciak has faced several reported debt lawsuits over recent months, and the Portfolio Recovery case is the first of the two September actions to be reported as dropped.

Because the case was dismissed without prejudice, the company keeps the legal right to bring the same claim again. A dismissal of this kind does not decide whether the money is owed. It only closes the filing, and nothing in the court documents indicates whether Portfolio Recovery intends to return to court or whether any settlement was reached.

Family legal matters

The debt case has unfolded alongside legal trouble for her family. Her son Kroy Biermann Jr., known as KJ, was indicted on seven felony counts and has pleaded not guilty.

Zolciak was photographed in New York City on Wednesday night with her boyfriend, Kyle Mowitz, according to Reality Blurb. The photo appeared a day after the dismissal became public.

The second suit, seeking almost $75,000, remains the larger open claim in the reported debt cases against her.