Households Aged 80 and Older Hold Median Net Worth of $567,000, Highest of Any Five-Year Age Band

U.S. households headed by people 80 and older have a median net worth of $567,000, the highest of any five-year age band in the Federal Reserve's 2025 Survey of Consumer Finances, according to an analysis by retirement-planning firm Boldin.

The figure is $143,000 above the median for households aged 70 to 74. Boldin worked from the survey's public microdata and expressed values in 2025 dollars, as detailed in a Quartz explainer on net worth by age.

Median climbs faster than the mean

Between the 70-74 band and the 80-plus group, the median rises about 34%. The mean gains only about 8% over the same span. The median marks the midpoint household, so it is less affected by a small number of very wealthy households than the mean is.

The gap between the two measures is wide across the whole population. The all-household median in the Fed's 2025 report is $215,900, while the mean is $1,241,500. A household in its 80s at the median therefore holds more than two and a half times the net worth of the median household overall.

The Survey of Consumer Finances is the Federal Reserve's tool for measuring household net worth by age. Net worth is the value of what a household owns minus what it owes, which allows a direct comparison of a household's position against others in the same age band.

The topic has drawn attention from personal-finance publishers. A FinanceBuzz article framed the question as how Americans in their 80s compare on average net worth.

For readers checking their own position, the benchmarks are the $567,000 median for households 80 and older, the $215,900 median for all households, and the $1,241,500 all-household mean.